SALIENT FEATURES

  1. Audit classification: A .
  2. Direct Aadhaar Linked Subsidies.
  3. Member of CIBIL, CRIF HIGHMARK, EQUIFAX & EXPERIAN.
  4. Direct RTGS / NEFT facilities without charges.
  5. Free SMS Alerts.
  6. Dividend on shares @ 18% since 1997-98.
  7. Attractive Loan and Deposit schemes.
  8. Mostly self-acquired premises.
  9. No renewal  / pre-closure charges for loans.
  10. No documentation /Mortgage/Commitment/File charges.
  11. No processing fees.
  12. Locker facility available at Darya Ganj, Sarita Vihar, Patparganj  &  Pitampura Branches.
  13. High CRAR.
  14. Liquidity position is high.
  15. One of the Highest Earning Co-operative Banks in NCT of Delhi.
  16. Sanction and disbursement of non-commercial vehicle loan within 48 hours.
  17. Incentive of 0.50% interest  if utilization of cash credit / overdraft facility (against immovable property) is more than 50% (on quarterly average).