CHARGES

The Rupay Debit Card issuance and usage fees/charges shall be as under:

Customers are eligible for free transactions (inclusive of financial and non-financial transactions) from other bank ATMs viz. three transactions in 6 metro centers and five transactions in non-metro centers. Thereafter, all the financial and non-financial transactions will be charged as  per RBI directives issued from time to time. At present, the charges are as under:

Issuance charges Card will be issued Free of cost on maintenance of daily balance:-
  • Saving Account- Rs 5000/-
  • Current Account- Rs 10000/-
1st Add On Card Rs 200/- plus GST
2n* Add On Card Rs 300/- plus GST
Annual Fee Rs 200/- plus GST * (T&C Apply)
Renewal of Card Rs 250/- plus GST
Card Replacement Rs 500/- plus GST
PIN Replacement (if it gets blocked) As per actual
ATM Transactions above eligible free limit (Financial & Non-Financial) Rs 23/- plus GST
Rupay Classic Debit Card transaction daily Limit (Cash withdrawal & POS, Ecommerce) Rs 10000/-
Validity of the Card 5 years
Annual Fees charges shall be waived in case the total annual turnover of the Card is Rs. 1.00 lac & above.